Terms of Use

1. Agreement and operator

These Terms of Use (“Terms”) are a binding agreement between you and BIVEX AI INC (“BIVEX,” “Polytrade,” “we,” “us,” or “our”) governing the Polytrade websites, applications, APIs, notifications, paper-trading features, live-execution tools, content, and related services (collectively, the “Service”). By accessing or using the Service, creating an account, purchasing a subscription, or enabling live execution, you agree to these Terms and the documents incorporated by reference: the Privacy Policy, Platform and Live Copy Trading Risk Disclosure, Wallet Delegation Authorization, Subscription, Cancellation and Refund Terms, Cookie and Local Storage Notice, and Acceptable Use Policy.

If you use the Service for an entity, you represent that you have authority to bind that entity. If you do not agree, do not use the Service.

2. Eligibility, location, and compliance

You must be at least 18 years old and have legal capacity to enter this agreement. You may use the Service only where both the Service and the relevant prediction-market activity are lawful for you. You may not use the Service if you are subject to sanctions administered by the United States or another applicable authority, are located in an embargoed or prohibited jurisdiction, appear on a restricted-party list, or are otherwise prohibited from using a connected venue.

You are responsible for accurate location and eligibility information and for complying with geoblocks, venue rules, market rules, tax obligations, and applicable law. You may not use a VPN, proxy, false identity, or other method to evade geographic, sanctions, eligibility, or access controls. Polytrade may screen, restrict, suspend, or refuse access to satisfy legal, sanctions, fraud, security, or venue requirements.

Venue verification is separate. KYC, AML, sanctions, or eligibility review performed by Polymarket, Kalshi, Privy, a payment provider, or another third party does not automatically satisfy any obligation Polytrade may independently have, and Polytrade may require separate information or checks.

3. The Service and third parties

Polytrade may display public wallet activity, analytics, modeled paper execution, subscriptions, alerts, and controls that can instruct a delegated wallet or connected venue to place orders. Live orders are executed by or through third-party systems and venues. Polytrade does not control market liquidity, venue acceptance, settlement, custody, blockchain confirmation, network fees, or third-party availability.

Privy, Polymarket, Kalshi, blockchain networks, data sources, and payment providers are independent third parties with their own terms and privacy practices. Polytrade is not their agent and they are not responsible for Polytrade’s own unauthorized acts, gross negligence, willful misconduct, misleading disclosures, or non-waivable legal duties. Likewise, these Terms do not make Polytrade responsible for an independent third party’s acts except to the extent applicable law imposes responsibility.

4. No advice; no endorsement; no regulatory claim

Information, rankings, wallet labels, PnL, win rates, alerts, and copy settings are for software functionality and general informational purposes. They are not personalized investment, legal, tax, accounting, or financial advice; an offer or solicitation; or a recommendation or endorsement of any person, wallet, market, contract, or strategy. You make every trading decision and remain responsible for monitoring your account and positions.

No statement that Polytrade is “automated,” “non-custodial,” “software only,” or subject to a disclaimer means that the Service has regulatory approval or that any obligation under the Commodity Exchange Act, CFTC or NFA rules, state law, or other applicable law is eliminated. Polytrade does not claim CFTC, NFA, SEC, or other governmental approval unless expressly stated in a written notice that identifies the applicable authorization.

5. Accounts and security

You must provide accurate information, protect your authentication methods and devices, and promptly notify support@polytrade.market of suspected compromise or unauthorized activity. You are responsible for activity authorized through your credentials, wallet, or valid session, but not for activity caused by Polytrade’s own unauthorized acts, gross negligence, willful misconduct, misleading disclosures, or breach of a non-waivable duty.

You must review order and position records at Polytrade and at each venue. Polytrade notifications are a convenience, not a monitoring substitute. A delayed, missing, inaccurate, or duplicate notification does not itself stop an order or close a position.

6. Paper and live copy trading

Leader and follower trades are separate transactions. A follower will not necessarily receive the leader’s price, size, timing, fees, or outcome. A leader’s standing limit order may fill after being posted while the follower cannot fill at all. Signals and orders may be delayed, slipped, partial, rejected, missed, stale, or duplicated. Outages or maintenance at Polytrade, Privy, Polymarket, Kalshi, a data provider, payment provider, blockchain, RPC provider, or network may prevent detection, submission, modification, cancellation, settlement, or reporting.

Stop-loss, take-profit, daily-loss, slippage, signal-age, pause, and notification settings are instructions and controls, not guarantees. They may not trigger or execute at the expected price or at all. You must independently monitor live positions, balances, open orders, delegation status, and venue activity, including after disabling a follow, pausing Polytrade, canceling a subscription, revoking delegation, or experiencing an outage.

Paper results are hypothetical. Paper models may use incomplete or delayed data, modeled liquidity, assumptions about fills and fees, or rules that differ from live execution. Paper and live performance can diverge materially. Analytics, market data, PnL, ROI, win rate, balances, and position records may be incomplete, delayed, duplicated, or wrong, particularly when external or manual trades occur.

7. Wallet authorization

If you enable live execution, the Wallet Delegation Authorization applies. You authorize only the scope shown during setup and in your live policy. Delegation is not a transfer of ownership. You may revoke or disable it using available controls, but revocation may take time to propagate and does not cancel open orders, reverse filled trades, close positions, or settle obligations. You must confirm revocation and open-order status directly with the relevant wallet and venue.

8. Fees and subscriptions

Paid plans renew automatically unless canceled. Canceling a subscription generally stops future renewal and leaves paid access through the end of the current billing period; it does not automatically disable live trading, revoke wallet delegation, cancel open orders, or close positions. Disabling live trading does not cancel billing. The Subscription, Cancellation and Refund Terms govern billing, renewal, cancellation, plan changes, taxes, and refunds.

9. Acceptable use

You must comply with the Acceptable Use Policy. Among other things, you may not interfere with the Service, bypass controls, misuse data, impersonate others, manipulate markets, engage in unlawful trading, infringe rights, probe systems without authorization, or use the Service to violate venue rules or law.

10. Intellectual property and feedback

The Service, excluding user content and third-party materials, is owned by BIVEX and protected by intellectual-property law. Subject to these Terms, BIVEX grants you a limited, personal, revocable, non-exclusive, non-transferable license to use the Service for its intended purpose. No right is granted to scrape, resell, sublicense, reverse engineer, or create a competing dataset except where applicable law does not permit restriction.

If you provide feedback, you grant BIVEX a worldwide, perpetual, irrevocable, royalty-free right to use it without identifying you or creating an obligation to compensate you.

11. Availability, changes, and suspension

We may maintain, modify, add, remove, or discontinue features and may suspend access for security, legal, sanctions, fraud, nonpayment, venue, or operational reasons. Where reasonably practicable, we will provide notice of material adverse changes. Emergency changes may occur without advance notice. We do not promise uninterrupted or error-free availability.

12. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE.” BIVEX DISCLAIMS IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. BIVEX DOES NOT WARRANT THAT DATA, ANALYTICS, SIGNALS, ORDERS, NOTIFICATIONS, SECURITY CONTROLS, OR THIRD-PARTY SERVICES WILL BE ACCURATE, COMPLETE, TIMELY, SECURE, OR AVAILABLE, OR THAT ANY TRADE WILL EXECUTE OR BE PROFITABLE.

These disclaimers do not disclaim duties or warranties that cannot lawfully be disclaimed and do not excuse BIVEX’s own unauthorized acts, gross negligence, willful misconduct, misleading disclosures, or violation of non-waivable law.

13. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER PARTY WILL BE LIABLE TO THE OTHER FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES, OR LOST PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITY, ARISING FROM THE SERVICE, EVEN IF ADVISED OF THEIR POSSIBILITY. TO THE MAXIMUM EXTENT PERMITTED BY LAW, BIVEX’S AGGREGATE LIABILITY ARISING FROM THE SERVICE WILL NOT EXCEED THE GREATER OF (A) AMOUNTS YOU PAID BIVEX FOR THE SERVICE DURING THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM OR (B) US$100.

The exclusions and cap do not apply to liability that cannot legally be limited, or to BIVEX’s fraud, willful misconduct, gross negligence where it cannot be limited, unauthorized transactions caused by BIVEX where limitation is prohibited, misleading disclosures, or breach of a non-waivable duty. Some jurisdictions do not allow certain exclusions, so parts of this section may not apply to you.

14. Indemnity

To the extent permitted by law, you will defend and indemnify BIVEX and its personnel from third-party claims arising from your unlawful use of the Service, violation of these Terms or the Acceptable Use Policy, infringement of another’s rights, or trades and instructions you knowingly authorize. This obligation does not apply to the extent a claim results from BIVEX’s own unauthorized acts, gross negligence, willful misconduct, misleading disclosures, or breach of a non-waivable duty.

15. Disputes; Delaware courts; no arbitration

Before filing a lawsuit, the complaining party must send a written notice describing the dispute and requested relief to support@polytrade.market (for notices to BIVEX) or to the email associated with the user’s account (for notices to the user). The parties will attempt in good faith to resolve the dispute informally for 30 days after receipt. A party may seek temporary or emergency injunctive relief at any time when necessary to prevent immediate harm, and either party may bring an eligible individual claim in small-claims court.

These Terms are governed by Delaware law, without regard to conflict-of-law principles, except where mandatory law provides otherwise. After the 30-day informal process, each party consents to the exclusive jurisdiction and venue of the state courts located in Delaware and the United States federal courts located in Delaware. There is no agreement to arbitrate in these Terms. Nothing here waives a consumer protection or forum right that cannot lawfully be waived.

16. Changes to these Terms

We may update these Terms. We will post the new version and effective date and, when required, provide additional notice or obtain consent. Changes apply prospectively. Continued use after the effective date constitutes acceptance where permitted by law; if you do not agree, stop using the Service and cancel any subscription.

17. General

These Terms and incorporated documents are the entire agreement about the Service. If a provision is unenforceable, it will be enforced to the maximum lawful extent and the remainder remains effective. Failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; BIVEX may assign them in connection with a merger, financing, reorganization, or sale of assets, subject to applicable law. Sections that by their nature should survive termination do survive, including ownership, payment obligations, disclaimers, limitations, disputes, and general terms.